Business Credit Literacy
Business Credit Literacy

Funding Proposal

Providing access to capital to small businesses including pre-launch, start-up, and established enterprises is a focus of ours.


Click here for a free Funding Proposal.

Money Smart For Adults

Money Smart is a comprehensive financial education curriculum designed to help individuals enhance their financial skills and create a more positive future.  Research has shown that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.

Six Elements Of Improved Financial Literacy


  • Strive to eliminate debt
  • Reduce the cost of debt with improved personal credit



  • Earn additional income
  • Manage expenses



  • Save 3-6 months' income
  • Prepare for unexpected expenses



  • Protect against loss of income
  • Protect family assets



  • Strive to outpace inflation & reduce taxes
  • Professional money management



  • Reduce taxation
  • Build a family legacy

Training Modules

​Here is an example of some of the great topics available.  

  • Smart Money Overview.  As implied, introduces the other modules and provides the participants with a free Financial Needs Analysis and corresponding personalized plan.
  • Bank On It.  Introduction to banking services.
  • Borrowing Basics.  Introduction to credit.
  • Money Matters.  How to keep track of your money.
  • Pay Yourself First.  Why you should save, save, save.
  • Keep It Safe.  Your rights as a consumer.
  • To Your Credit.  How your credit history will affect your credit future (and how to improve it).
  • Financial Recovery.  How to recover financially and rebuild your credit after a financial setback.


These topics can be taught in a small group setting or even individually.  Rather than someone taking all the lessons, they normally would start with the Overview and then be encouraged to attend the topics meeting their needs.


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