Business Credit Literacy
Business Credit Literacy

Funding Proposal

Providing access to capital to small businesses including pre-launch, start-up, and established enterprises is a focus of ours.


Click here for a free Funding Proposal.

Access To Capital In Less Than A Month

Exclusively available through our 501(c)(3) non-profit, the Four Week Access To Capital Program assists entrepreneurs to secure investor and/or bank funding to start, grow, and reach their potential through a simple four week process to prepare a compliant business plan with financial projections and then assistance with a "capital match" based upon the unique circumstances of each participating business.


The Four Week Access To Capital Program is available in English, French, German, Italian, Portuguese, and Spanish.


Click here to request a participation agreement.

Affordable & Simple Four Week Process

Participants complete a two step, four week curriculum developed by current and former SBA/SBDC Advisors, SCORE Mentors, and business bankers:


  1. Development of a compliant loan/investor package; and
  2. A capital match to the right source(s) of funding based upon the unique circumstances of the "project".


With the Grant-subsidy we've received, it is only $99 upfront* to enroll in the Four Week Access To Capital Program.  


*The total cost of the Four Week Access To Capital Program is $396 with only $99 upfront.

STEP ONE:  Building A Loan/Investor Package


In less than one month, your business will receive step-by-step guidance and be better positioned to access capital by having a compliant loan/investor package including the following components:


  • A one page "Pitch Sheet"
  • Executive Summary
  • Opportunity Description (problem, solution, target market, competitive analysis)
  • Execution (marketing plan, sales plan, operations, and key milestones)
  • Company Information (ownership, management team, and advisors)
  • Financial Plan (key assumptions, revenue, expenses, profitability, use of funds, and sources of funds)
  • Financial Statements (income statement, balance sheet, and cash flow statement)
  • Industry-specific benchmarking
  • Optionally, we can integrate in your data from QuickBooks to compare your actual performance to create and maintain a valuable dashboard to better manage your business by.

STEP TWO:  Capital Match


The Four Week Access To Capital Program matches participants to the best source of capital based upon their unique circumstances.


At no cost to you, we'll pull your business credit scores and profiles from Dun & Bradstreet, Experian Business, etc. to incorporate into our proprietary Capital Match algorithms to match you to the right funding sources.


With an emphasis on sources of funds under the EIN of the business (versus the SSN of the owner), participants will receive assistance in being matched to investors and/or business loans, lines of credit, and/or revolving accounts available from the following banks:

  • American Express
  • Bank of America
  • Bank of Charles Town
  • Bank of Fincastle
  • Bank of Holland
  • Bank of Lake Mills
  • Bank of Monroe
  • Barclays
  • Capital One
  • Citi Bank
  • Dollar Bank
  • Evans Bank
  • First Hawaiian Bank
  • JP Morgan Chase 
  • Midwest One Bank
  • Montgomery Bank
  • PNC Bank
  • Peoples National Bank
  • State Farm Bank
  • Umpqua Bank
  • US Bank

Additionally, participants can secure funding from Grants and SBA loans.

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